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High Cholesterol and Insurance in Dubai: A Pre-Existing Condition?
Posted on Jun 15, 2015 by Holly
As one of the most developed areas in the Middle East, Dubai and the rest of the United Arab Emirates are subject to diseases of affluence. One of the major factors leading to such diseases is high cholesterol. Find out more about it and how to protect yourself from it here.
What is high cholesterol?
A world leader in economic development, Dubai is, unfortunately, also a leader in non-communicable lifestyle diseases, including diabetes and heart disease - both of which are affected by high cholesterol.
Cholesterol moves around the body through the bloodstream, contributing to the health and growth of hormones and internal organs. However, too much LDL cholesterol – that’s the bad kind – can build up in the bloodstream, leading to clots and potentially causing a stroke or heart attack.
High cholesterol is correlated with lifestyle in a number of ways. A poor diet leads to higher LDL levels, as does a lack of regular exercise. The obesity associated with diabetes is also linked to bad cholesterol, meaning that anyone struggling to maintain a healthy body weight should also focus on lowering cholesterol.
At the same time, some people with high cholesterol are quite healthy – but due to genetics, their bodies are predisposed to produce too much of the bad type of cholesterol. Those with a family history of high cholesterol are also at risk of blood clot, heart attack and stroke.
Is high cholesterol easily treatable?
High cholesterol is dangerous, but the good news is that treating it can be fairly simple. A patient who suspects high cholesterol should first meet with a physician to talk about symptoms and get a firm diagnosis. A simple blood test can show the patient’s precise levels of LDL cholesterol – and if they are too high, the doctor will recommend a treatment regimen.
Perhaps most importantly, that regimen will involve dietary changes. To lower bad cholesterol the body needs a diet that’s high in fiber – which means eating more whole grains, fresh fruits and vegetables, and legumes. If obesity is a factor in high cholesterol, the patient may also be advised to eat fewer calories per day and to cut down on processed fats and sugars.
The next step in treatment is exercise, which can trim excess weight and lower LDL cholesterol. Regular physical activity also raises HDL cholesterol – that’s the good type – which in turn naturally reduces the amount of LDL cholesterol in the body.
Patients with a genetic predisposition to high cholesterol, or patients for whom diet and exercise are simply not enough, can also take prescription medication to lower their cholesterol. A doctor can recommend the right drug for his or her patient, but it’s important to remember that cholesterol medication works best in conjunction with a diet and exercise plan.
Is treatment for high cholesterol covered by insurance?
Many insurance policies do offer treatment for high cholesterol, and the best plans will cover non-hospital setting services, such as a visit to a dietician or even membership to a gym. Do be aware that some policies consider high cholesterol to be a pre-existing condition – and may therefore refuse to cover its diagnosis or treatment.
Pacific Prime believes that cholesterol care is an essential health service, which is why we partner with insurance providers who offer cholesterol management services without pre-existing condition exclusions.
For more information on plans that cover issues with cholesterol, contact UAE Medical Insurance’s helpful experts today. They can provide you with a comparison of the best plans available for your specific needs, as well as give you a free price quote for each.